There are a number of things that, when evaluating a Pets at Home Insurance policy, you may be likely to overlook. By reading these tips, you, your much-loved furry friend and your wallet will be less affected by the possibility of an accident or injury to a pet.

Never lie about your circumstances

If you think it’s easy to lie about circumstances relating to your pet, you are wrong – insurance form is, quite simply, fraud. Insurance can be invalidated and, in the worst situation, criminal prosecution can be levelled against you. Ensure you disclose every part of your pet’s medical history, or you could be in for a very tough time.

Microchipping is worth consideration

It’s worth considering microchipping a pet. During the procedure, a chip is inserted under a pet’s fur before being registered. A scanner reading allows a pet to be returned to its owner if it gets lost. The average cost for this is £20 to £30 per pet, though insurers give discounts on premiums if a pet is been fitted with one, so you could get immediate returns.

Don’t forget yearly injections

Make sure that your furry friend has proper vaccinations, getting the certificates to prove it. If you’re not bothered or forget to keep them up to date, it could mean you invalidate your insurance.